Skip Navigation Download Adobe® Acrobat Reader to view Portable Document Format (PDF).
MA Bank


1893 Savings 

Start building your savings with this account and access it as much as you need to. It'll earn a healthy interest rate in the meantime, so that when you're ready to spend it there's even more than when you started!


  • Interest bearing
  • $3 fee waived on daily balances over $200
  • Free Online Banking
  • Free e-Statements 
  • Itemized statement
  • Direct Deposit available 
  • $50 to open

Junior Savings 

This interest bearing account is designed to teach children the value of saving money. The Junior Savings Account is a free savings account.


  • For children under the age of 18
  • Interest bearing
  • No monthly fee
  • Free Online Banking
  • FDIC insured
  • $25 to open

Certificates of Deposit

Investing your money seems simple enough -- put your money where it will earn a high interest rate, then let it grow. With a CD from MA Bank, you get a fixed rate for a fixed amount of time. It's a safe investment with a guaranteed return.


  • Fixed rates
  • Higher return than savings accounts
  • You select the term
  • Terms from 91 days to 5 years
 Check out our CD calculator to get the most out of your investment!

Health Savings Account 

Save now for future medical expenses with an HSA. An HSA is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan. The funds contributed to an account are not subject to federal income tax at the time of deposit. Funds also roll over and accumulate year to year if not spent. HSA funds may be used to pay for qualified medical expenses at any time without federal tax liability or penalty. 


  • Interest bearing
  • No monthly service charge 
  • Free debit card available to those who qualify 
  • $50 to open

**We encourage all customers to speak with their insurance agent and tax adviser before setting up their HSA account to ensure they qualify and for answers to any tax questions.

Christmas Savings Account

Does it seem like the joy of giving gets a little bit harder on your wallet each year? Start setting aside funds now so that when it's time to start shopping for the holidays, you're ready.

Deposit as much and as often as you like into this account -- up to $3,000 -- and get a great interest rate. When the season is upon us, we can transfer the funds into your account or mail a check to you. Stop worrying about the cost of gifts so you can get back to celebrating what the season is really about!


  • Begin saving for next year's Christmas today
  • Interest bearing on balances up to $3,000.00
  • No withdrawals or transfers before October 31
  • $10 to open