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Macon-Atlanta State Bank

Account Finder Wizard

Macon-Atlanta State Bank offers several checking accounts.  This quiz can help you find the account that's right for you.  

What is your age?

How do you plan to bank?

Do you plan to use a debit card?

What is your average balance?

Are you worried about identity theft?

Are you worried about identity theft?

Are you worried about identity theft?

Will you use ATMs?

Will you use ATMs?

We Recommend:

SecurePoint Checking


SecurePoint will help you rest easy knowing your finances and identity are carefully safeguarded. For a low monthly service charge, this account will help better protect yourself, your family and your joint account owners with our identity theft monitoring and resolution service1 that includes credit file monitoring3, 3-in-1 credit report, monitoring of over 1,000 public databases, identity theft expense reimbursement4, fully managed resolution services, and more. Keep your finances safe and secure, here with us at Macon-Atlanta State Bank.

 

  • $5 monthly service charge
  • Free HomeBanker online banking
  • Free OneClick Bill Pay
  • Free MAbank mobile banking
  • Free MasterCard® Debit Card
  • Free eStatements
  • Checks allowed
  • Minimum deposit to open is $50.00
  • IDProtect1
  • Cellular Telephone Protection2,4 
 

1 IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a "signer" on the account who is not an account owner. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.

2 Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. Maximum of two claims per year. Covers the first three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid using eligible account).

3 Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

4 Special Insurance Program Notes: The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Insurance is offered through the company named on the Certificate of insurance. Refer to Guide to Benefit for complete details of coverage. Insurance Products are not a deposit of or guaranteed by the Bank or any Bank Affiliate and are not insured by the FDIC or any Federal Government Agency.

 

EcoPoint Checking

Perfect for the environmentally conscious user, the EcoPoint checking account will bring you both convenience and peace of mind. This account allows unlimited debit card use and up to five checks per statement cycle. It also offers online banking, mobile banking and online bill pay which allow you to bank from anywhere with an Internet connection. Make the best choices in order to maximize your assets, here with us.

  • No monthly service charge
  • Free HomeBanker online banking
  • Free OneClick Bill Pay
  • Free MAbank mobile banking
  • Free MasterCard® Debit Card
  • eStatement
  • Write up to five checks per statement cycle at no charge (additional checks will be is $.50 per check)
  • $50 to open

SmartPoint Checking

Cash back.Interest earning, and IDProtect® - Identity Theft Protection Services1, all in one package!

Our premier option, SmartPoint is a streamlined, hardworking account with substantial rewards and sophisticated protection for your personal information. Get cash back in your pocket when you use your debit card, plus interest for keeping a higher balance, all for a service charge of just $10 per month. Rewards also include up to $10 in ATM refunds per statement cycle. Focus on what really matters and experience stress-free banking, here with us.

  • $10 monthly service charge
  • 1% cash back on the first $1,500 of debit card purchases
  • 1% Interest paid (1.00% Annual Percentage Yield) on balances up to $20,000 and .05% interest paid (.05% APY) on balances above $20,000 — requires daily minimum balance of $1500 or more
  • Up to $10 in refunds on your ATM fees per statement cycle
  • Free HomeBanker online banking
  • Free OneClick Bill Pay
  • Free MAbank mobile banking
  • Free MasterCard® Debit Card
  • Free eStatements
  • Checks allowed
  • $50 to open
  • IDProtect® - Identity theft monitoring and resolution service for you, your joint account holders, and eligible family members1
  • Cellular Telephone Protection2,4
 

*Protection for you, joint account holders, your spouse, qualifying domestic partner, dependent children up to age 25 and parents living in the same household as the account owner. See full disclosure for additional details.


**Eligible account holders receive up to $300 of Cellular Telephone Coverage to reimburse the cost of replacing or repairing your device. Covers you at home or abroad. Maximum of two claims per year.



1 IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a "signer" on the account who is not an account owner. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.

2 Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. Maximum of two claims per year. Covers the first three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid using eligible account).

3 Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

4 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Insurance Documents for complete details of coverage. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

Please see a Universal Banker or contact the bank for additional details on each account.