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We provide user-friendly, secure, and easily accessible banking services. As a local bank deeply rooted in our community’s agricultural heritage, we provide a wide array of services and cutting-edge technology.
Operating Lines of Credit
Business & Agricultural Lending
Operating Lines of Credit
It's not always possible to know exactly what your business will need or what it will cost. An Operating Line of Credit gives you access to funds when you need them, so you're better prepared for what comes next.
How It Works
Access funds when the need arises.
Establish the line before you need it, then use the available funds as business or agricultural expenses come up.
01
Get Approved
Establish an approved credit amount.
02
Use What You Need
Access available funds as expenses arise.
03
Repay & Reuse
Repay the balance and access the line again.
Put It to Work
Flexible funds for changing needs.
01 Planting Crops
02 Day-to-Day Expenses
03 Business Needs
04 Changing Farm Needs
Line of Credit Features
Built with flexibility in mind.
Practical financing backed by personal service, experienced lenders and decisions made close to home.
Easy Access to Funds
Flexible Terms
Pay for Only What You Use
Various Repayment Options
Personal Service
Local Decision Making
Experienced Lending Advisers
Agricultural Lending
Revolving Farm Lines of Credit
Revolving Farm Lines of Credit offer a reusable source of cash to help meet your farm's changing needs.
The Community Bank Difference
Financing should fit the business, not the other way around.
Our lenders take the time to understand your business or agricultural operation and work with you to find financing that fits your needs.
Plan Ahead
Apply before you need it.
It all happens here.
The best time to establish a line of credit can be before an unexpected expense arrives. Talk with MA Bank about an Operating Line of Credit for your business or farm.