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MA Bank

Rates


Smart Point Checking APY Interest Rate
Balances between $.01-$20,000 1.00% 1.00%
Balances over $20,000 .05% .05%
Money Market Checking APY Interest Rate
Balances between $0-$9,999 .20% .20%
Balances between $10,000-$49,999 .30% .30%
Balances over $50,000 .50% .50%
Other Rates APY Interest Rate
1893 Savings Account & Junior Savings Account* .50% .50%
HSA* 1.01% 1.00%
*Minimum balance to open is $50


  • CD & savings Annual Percentage Yields are based on quarterly compounding.
  • Checking Annual Percentage Yield is based on monthly compounding.
  • Fees could reduce earnings on the accounts.
  • Interest rate and Annual Percentage Yields may change on variable rate accounts.
Contact an employee for further information about applicable fees & terms at 660-385-3161.

Certificates of Deposit & IRAs APY Interest Rate Minimum Balance*
91 Days
.50% .50% $1000
6 Month .75% .75% $500
1 Year 1.26% 1.25% $500
2 Year 1.41% 1.40% $500
3 Year 1.46% 1.45% $500
4 Year 1.61% 1.60% $500
5 Year 2.02% 2.00% $500
Variable IRA-18 month
This rate may change after account is opened.
1.41% 1.40% $50
9 Month Special 3.03% 3.00% $500
21 Month Special 3.09% 3.05% $500
42 Month Special 3.14% 3.10% $500
*Minimum balance required to open account and obtain Annual Percentage Yield.

  • Fixed rate IRA are subject to above rates
  • Substantial penalty for early withdrawal