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MA Bank
Online Banking

Rates

Smart Point Checking APY Interest Rate
Balances between $.01-$20,000 1.00% 1.00%
Balances over $20,000 .05% .05%
Money Market Checking APY Interest Rate
Balances between $0-$9,999 .05% .05%
Balances between $10,000-$49,999 .10% .10%
Balances over $50,000 .15% .15%
Other Rates APY Interest Rate
1893 Savings Account & Junior Savings Account* .25% .25%
HSA* .75% .75%
*Minimum balance to open is $50


  • CD & savings Annual Percentage Yields are based on quarterly compounding.
  • Checking Annual Percentage Yield is based on monthly compounding.
  • Fees could reduce earnings on the accounts.
  • Interest rate and Annual Percentage Yields may change on variable rate accounts.
Contact an employee for further information about applicable fees & terms at 660-385-3161.

Certificates of Deposit & IRAs APY Interest Rate Minimum Balance*
91 Days
.10% .10% $1000
6 Month .15% .15% $500
1 Year .25% .25% $500
2 Year .35% .35% $500
3 Year .60% .60% $500
4 Year .70% .70% $500
5 Year .90% .90% $500
Variable IRA-18 month
This rate may change after account is opened.
.35% .35% $50




*Minimum balance required to open account and obtain Annual Percentage Yield.

  • Fixed rate IRA are subject to above rates
  • Substantial penalty for early withdrawal