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Macon-Atlanta State Bank
Online Banking

Rates

 
Smart Point Checking APY Interest Rate
Balances between $.01-$20,000 1.00% 1.00%
Balances over $20,000 .05% .05%
Money Market Checking APY Interest Rate
Balances between $0-$9,999 .25% .25%
Balances between $10,000-$49,999 .75% .75%
Balances over $50,000 1.26% 1.25%
Other Rates APY Interest Rate
1893 Savings Account & Junior Savings Account* .45% .45%
HSA* .75% .75%
*Minimum balance to open is $50


  • CD & savings Annual Percentage Yields are based on quarterly compounding.
  • Checking Annual Percentage Yield is based on monthly compounding.
  • Fees could reduce earnings on the accounts.
  • Interest rate and Annual Percentage Yields may change on variable rate accounts.
Contact an employee for further information about applicable fees & terms at 660-385-3161.

Certificates of Deposit & IRAs APY Interest Rate Minimum Balance*
91 Days
.75% .75% $1000
6 Month 1.05% 1.05% $500
22 Month Special 2.32% 2.30% $500
1 Year 1.41% 1.40% $500
2 Year 1.61% 1.60% $500
3 Year 1.71% 1.70% $500
4 Year 1.81% 1.80% $500
5 Year 1.91% 1.90% $500
Variable IRA-18 month
This rate may change after account is opened.
1.61% 1.60% $50
52 Month Special
2.47% 2.45% $500




*Minimum balance required to open account and obtain Annual Percentage Yield.
 
  • Fixed rate IRA are subject to above rates
  • Substantial penalty for early withdrawal