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Macon-Atlanta State Bank

Home Loans

Home Purchase Loans


When you're ready to find your dream home, come to Macon-Atlanta State Bank for the financing to make it happen.

Let our experienced professionals walk you through each step of the loan process so you can be sure you get a mortgage loan that meets your individual needs. It's easy to get started. Apply today!
 
Features:
 
  • Fixed and adjustable rates
  • Various terms available
  • Traditional mortgages
  • Escrow services
  • Online payment services


First Time Home Buyers


Buying a home for the first time can be a difficult and confusing task. Finding the perfect home is hard enough — getting the financing shouldn't be.

Don't let the process overwhelm you. Let our professional advisors guide you through the process from start to finish. You can depend on the knowledge of our staff to answer your questions and assist you in selecting the best loan option for your home.

You're never alone with Macon-Atlanta State Bank. We're with you every step of the way. It's easy to get started.
 
Features:
 
  • Both Fixed and adjustable rates available
  • Escrow services for insurance & property taxes
  • Low down payment options
  • Personalized service
  • Quick approvals
  • Local decision making
 

Home Refinance Loans


Are you getting the best rate on your home loan? Why not check our rates and see if we can't give you a better deal? In many cases, rates have dropped and you can refinance to get a lower monthly payment.
 
See what a Home Refinance Loan from Macon-Atlanta State Bank can do for your budget.
 
Features:
 
  • Both Fixed and adjustable rates available
  • Various term options available
  • Escrow services
  • Online payment services
  • Easy to apply
 

Home Equity Loans


If you've paid off a significant portion of your home or it has gone up in value since you bought it, you may qualify for a Home Equity Loan.

Get a loan or a line of credit to use for a variety of purposes to meet the changing cash needs of your family. Pay for home improvements, education expenses, consolidating higher rate balances, and much more.
 
Features:
 
  • Affordable rates
  • Flexible terms
  • Loans and lines of credit available
  • Based on your home's value
  • Local decision making
  • Personal service
  • Easy to apply