Equifax Security Breach

EQUIFAX BREACH

If you are looking at this page you have likely heard about the recent Equifax data breach, as this unfortunate event affects approximately 44% of Americans. Equifax was compromised and the personal information of approximately 143 million consumers was stolen. Rest assured, this was NOT a compromise of Macon-Atlanta State Bank and no information was taken from our banking systems. On this page we wanted to share the information about Equifax with you to ensure that you are aware of the issue and so you can take proper precautions to reduce your chances of fraud and identity theft.

The information leaked from EQUIFAX may include the following:

  • Consumer Names
  • Social Security Numbers
  • Birth dates
  • Addresses
  • Driver's license numbers

The GOOD NEWS:

The good news for you is that two of our personal checking accounts automatically offer both IDProtect, a premier identity theft protection and monitoring service. If you have a SmartPoint or SecurePoint checking account, relax, you are covered if your identity is stolen or compromised! If you have enrolled for the proactive monitoring service, then you should also be receiving monthly alerts letting you know the status of your credit. This will alert you if anyone is trying to use your credit. If you have a SmartPoint or SecurePoint account and do not receive these monthly alerts from IDProtect, please contact a Customer Service Representative at Macon-Atlanta State Bank to help you get enrolled for the proactive credit monitoring coverage. There is NO additional charge for this proactive service.

If you are not enrolled in SmartPoint or SecurePoint checking, then we would encourage you to consider opening or switching your account. These premium checking products were created with IDProtect identity theft protection as part of the account. This identity protection offers both recovery services if your ID is stolen and proactive services to monitor your credit and alert you if something is suspicious. Both of those services together will monitor your credit if your information was taken through this breach or any other incident.

Click the links below for additional information on our accounts with identity theft protection:

If you are enrolled in a SmartPoint or a SecurePoint checking account and you have registered for the credit monitoring service then you will not need to take any further action with Equifax. Let the monitoring service watch over and alert you if there is a change in your credit.

If you do not open or have one of our accounts, you can do the following with regard to Equifax:

Go to their website at http://www.equifaxsecurity2017.com. In addition, Equifax is suggesting you take the following steps to help protect yourself:

You may also obtain a free copy of your credit report from each company listed below once every 12 months by requesting your report online at www.annualcreditreport.com or calling 1-877-322-8228. You can also mail to: Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281.

If you believe you are the victim of identity theft, you should contact the proper law enforcement authorities, including local law enforcement, and you should consider contacting your state attorney general and/or the Federal Trade Commission (FTC). You may also contact the FTC to obtain additional information about avoiding identity theft at www.ftc.gov/idtheft.

Information on how to contact your state attorney general may be found at www.naag.org/naag/attorneuys-general/whos-my-ag.php

Please contact Equifax for specific questions about the Equifax breach and its effect on your information. Equifax has set up a dedicated call center, which you can contact at 866-447-7559. If you have any additional questions, please feel free to contact us at 660-385-3161 or 573-735-4513.