No one wants to have their identity stolen! There are two main types of theft to be concerned about when it comes to protecting your credit and personal information. The first one is "credit theft" or "credit fraud" and the second is "identity theft."
Credit theft -- which may also be referred to as credit fraud -- is when a criminal makes purchases on accounts that you have previously established. The criminal will steal one of your credit card numbers and use it to make purchases. You will most likely find out that you were a victim of credit theft when you review your credit card statement and find unauthorized charges. As soon as you notice the unauthorized charge, call your credit card company to dispute the charge and have your account number changed immediately. If you are a Macon-Atlanta State Bank debit card/VISA customer and your card has been lost or stolen, call (800) 748-7365 immediately.
Identity theft is when a criminal uses your personal information to open new accounts. In the case of identity theft, the criminal will obtain personal information about you and use that information to secure credit as though they were you. They will open credit card accounts, take out car loans and home equity loans in your name, leaving you responsible for the bills. For increased protection against identity theft, Macon-Atlanta State Bank offers LifeLock to our customers.
How Macon-Atlanta State Bank is keeping your information safe?
We want to work together with you to help you keep your financial information safe. Macon-Atlanta State Bank has many security measures in place to help to protect your personal information and financial accounts.
Some of these security measures include:
- Personal Identification Numbers (PINs) are mailed separately from any type of issued card. The card is not activated until the customer calls a toll-free number.
- Software protecting your passwords and account information
- Secure firewalls
- HomeBanker customers can change their online banking password anytime through our password reset feature
- Computer virus protection
- Ongoing staff training
Macon-Atlanta State Bank offers a variety of secure online banking services:
PowerPay Bill Pay
HomeBanker Online Banking
When you bank online with Macon-Atlanta State Bank, you can be certain we are making every effort to keep your information private and secure.